Individuals looking to buy Ethereum (ETH) and other cryptocurrencies will find credit cards to be one of the most convenient and quick methods available. With credit cards, your purchase is almost instant. Despite the higher fees charged when buying Ethereum with credit card, it’s still considered more convenient than alternatives like the slow processing bank transfers and not widely accessible Ethereum ATMs. This leads us to the topic of this article: How to Buy ETH with Credit Card? go to the deposit section, enter the amount you wish to buy, select buy with credit card, then enter your card details, and you will receive the Ethereum in your wallet. It’s important to note that if you want to use a credit card to buy any crypto, you need to open an account first, perform a full KYC, and make sure that the cardholder's name matches the account name. As new users, navigating the world of cryptocurrencies can be a bit confusing. That’s why we’ve got this guide to unpack everything you need to know about buying ETH with a credit card.
How to Buy ETH with Credit Card on PlasBit
Below, we discuss the step-by-step process of using PlasBit to buy Ethereum with a credit card
Step 1 – Go to the Deposit Section
Start by getting into your PlasBit account. No PlasBit account? No issues. You need to create one and complete the KYC verification step beforehand. Then you can go to the Deposit section, choose the currency and the amount you want to buy, and click "Deposit."
Step 2 – Select Ethereum as the Cryptocurrency
Select Ethereum. Verify the amount is correct, then agree to PlasBit card terms and conditions and click “confirm”. Double-check the information to ensure it is accurate.
Step 3 – Enter Your Card Details
Add your card details and click “Add Card”.
Step 4 – Confirm the Transaction
After confirmation, the amount of Ethereum you purchased will be shown in your PlasBit Ethereum wallet.
Why Buy ETH with a Credit Card? A Use Case
John has been tracking the price of ETH for weeks. After suddenly noticing a sharp increase in price, he became worried it would keep climbing, and he was aware that bank transfers will take much longer to complete. By using a credit card, John managed to buy Ethereum immediately, locking in the price at the current rate. Now, John has peace of mind that he didn’t miss the golden opportunity, and made the right decision, seeing his investment is already gaining value.
Can I Buy Ethereum with Credit Card Without KYC?
Privacy is a core principle in the crypto community, so many crypto enthusiasts are constantly asking can I buy ETH with credit card without KYC? Yes, you can buy Ethereum with your credit card without going through a KYC process. You are only required to fill out a simple questionnaire, allowing you to purchase Ethereum in sums of up to $50 each time, with a maximum of $150 per day and $500 per month. Even if some websites promise anonymity and do not have the user complete KYC, they can still charge your credit card, and only then will "surprise" you with a KYC process that hasn't been mentioned before. However, you need to know that the companies will not send the Ethereum to your wallet unless you complete the KYC, and by this, they "trap" your Ethereum, forcing you to give out your personal information and sometimes ask you to give out information that is impossible to obtain. To avoid this, utilize sites that explicitly declare their KYC requirements.
Can I Buy Ethereum with Credit Card?
As we have discussed before, there are many different methods with which you can buy crypto, and they vary in fees and complexity, so many people are looking for the easiest way to do so. They are asking themselves can I buy Ethereum with credit card? Yes, you can buy Ethereum with credit card. In order to buy Ethereum with card you need to go to the deposit section, enter the amount you wish to buy, enter your card details, and you will receive the Ethereum into your wallet. It’s perfect for anyone wanting to invest without delay. Whether you're an experienced investor or new to crypto, the process is simple and designed to be easy for everyone.
Can I Buy Ethereum with Debit Card?
You might be wondering ‘It’s great that I can buy Ethereum with a credit card, but my credit history isn’t great leading you to ask questions such as can I buy Ethereum with Debit Card? Yes you can. It’s the exact same process as buying it with a credit card, and possible through the platform. Just head to the deposit section, enter the amount you wish to buy, select buy with debit card, then enter your card details and you will receive the Dogecoin in your wallet.
Credit Card vs Bank Transfers vs Ethereum ATMs
There’s a good reason why new buyers and seasoned crypto traders prefer buying ETH using credit cards. If you can look past the higher credit card transaction fees, they offer unmatched convenience over other options like bank transfers and Ethereum ATMs. While bank transfers are very safe and reliable, they can take many days to process, meaning you might miss out on a fantastic buying opportunity. Crypto trading is all about timing and speed. With fluctuating prices, the last thing you want is the missing out because of a delayed transaction. Ethereum ATMs are another safe option, but the problem with them is exclusivity. They’re simply not that available and are practically inaccessible for most of the users. Even if you’re lucky enough to locate an Ethereum ATM, chances are you’re going to be smashed with extortionately high fees or lower purchasing limits. With credit card purchases, you can buy Ethereum at the current market price, instantly transferring the cryptocurrency to your wallet.
Common Credit Card Errors When Buying Ethereum
Buying Ethereum using a credit card can sometimes be problematic. Transactions do not always go through, and it is helpful to know why. If you’re unable to buy crypto with your card, it might be due to one of the following common reasons:
1. Insufficient Funds
This happens when the card does not have enough available credit or balance to cover the purchase. Ensure your credit card has enough available balance or credit to cover the purchase amount.
2. Card Issuer Block
Many banks and credit card companies block cryptocurrency purchases by default due to fraud concerns or internal policies. If you're declined, we recommend you call your bank. Inform them if crypto purchases are authorized on your card.
3. Payment Processor Decline
Some payment gateways used for crypto purchases might reject transactions based on risk analysis. If this happens, do not panic, reach out to the support team of the platform for help or try another platform.
4. Incorrect Card Details
Entering incorrect CVV, expiration date, or billing address can cause a transaction to fail. Always make sure it all matches your card and bank records.
5. 3D Secure (3DS) Authentication Failure
If the bank requires an additional authentication step (OTP or password) and it is not completed, the transaction will be declined. Just follow the steps and you’ll be smooth sailing; no delays, no drama.
Transaction Limits on Credit Cards
The minimum purchase amount per transaction is $5 worth of cryptocurrencies. Maximum spending limits apply daily, weekly, monthly, and yearly. All purchase amounts contribute towards your spending limits. Limits are applied on a per-user basis.
| USD Purchase Limits | ||||
|---|---|---|---|---|
| KYC Level* | Max Limit Per Transaction | Daily Max Limit | Monthly Max Limit | Yearly Max Limit |
| 1 | $50 | $150 | $500 | $500 |
| 2 | $3,000 | $5,000 | $25,000 | $100,000 |
| 3 | $3,000 | $10,000 | $50,000 | $200,000 |
| Other Currencies Purchase Limits** | ||||
|---|---|---|---|---|
| KYC Level* | Max Limit Per Transaction | Daily Max Limit | Monthly Max Limit | Yearly Max Limit |
| 1 | GBP & EUR - $100 / Rest - $50 | $300 | $1,000 | $3,000 |
| 2 | $3,000 | $15,000 | $50,000 | $100,000 |
| 3 | $6,000 | $30,000 | $100,000 | $200,000 |
- Level 1 - Simplified Verification - Includes filling in First Name, Last Name, Date of birth, and complete address
- Level 2 - Full verification - Includes ID verification and a liveness check.
- Level 3 - Enhanced Due Diligence - This involves submitting additional financial information, such as bank statements and proof of the source of funds.
**For other currencies purchases, limits apply in the equivalent amount of the purchase currency.
Advantages of Ethereum
ETH enables programmers to create smart contracts and decentralized applications (dApps). It is the home of everything exciting happening in the world of blockchain: DeFi projects, blockchain games and much more. Moreover, unlike Bitcoin, whose prices have gone to inaccessible heights, ETH is still within reach.
Ethereum Price Predictions
Need another reason to buy ETH with credit card? How about having a look at the price predictions for ETH for the next five years? The growth is promising, and the time to buy ETH is now. You can see ETH Price Live Data here.
| Year | Minimum Price | Average Price | Maximum Price |
|---|---|---|---|
| 2026 | $8,232.18 | $8,477.15 | $10,283.97 |
| 2027 | $11,892.81 | $12,316.77 | $14,527.55 |
| 2028 | $18,352.16 | $18,968.10 | $20,942.91 |
| 2029 | $26,883.31 | $27,831.22 | $31,829.82 |
| 2030 | $38,664.13 | $40,055.99 | $47,066.29 |
History of the Ethereum Project
Ethereum (ETH) is a decentralized global software platform powered by blockchain technology. Vitalik Buterin is credited with conceiving Ethereum when he published a white paper introducing it to the world in 2014. A year later, in 2015, the Ethereum platform was launched by Buterin and Joe Lubin of ConsenSys, a blockchain software company. Ever since its launch, ether (ETH) has risen to become the second largest cryptocurrency by market value, outranked only by Bitcoin.
Ethereum is Supported By A Strong Community
One of the most appealing things about the Ethereum project is that it’s backed by a very strong community that helps you get onboard as a fresh investor. The Ethereum Subreddit is active with over 3.7 million users having daily general discussions on various projects and updates, keeping investors and developers engaged and up-to-date. Moreover, Ethereum’s community section is filled with events, hackathons and meetups scheduled to be held around the world each year. Some highly anticipated events for 2025 include:
DappCon
DappCon is the world’s leading summit for applications and infrastructure for an open internet. Held in Berlin, DappCon aims at uniting some of the brightest minds in blockchain as they share insights, create connections, and promote the evolution of decentralized applications.
ETHTokyo
The ETHTokyo is a conference hosted by Ethereum Japan, gathering blockchain enthusiasts, developers and innovators. The conference will feature speakers from a variety of industries, covering topics like the latest advancements and real-world applications as well as the broader impact of blockchain on our society. There will also be a hackathon held on the second day where developers will come together and compete to create and showcase their decentralized applications.
TOKEN2049
TOKEN2049 is the biggest crypto event happening this year in Dubai and Signapore. Expect to see founders and executives of some of the top Web3 companies and projects to share their views on the industry and the widening perspectives on the ecosystem. With over 10k companies and 500 speakers participating, this is an event not to be missed.
Key Takeaways
If you were concerned about whether it was safe to Buy ETH with Credit card, we hope you’re now at ease, as this is one of the fastest, most straightforward and safest methods available. It is ideal for anyone looking to take advantage of favorable market fluctuations, allowing you to buy ETH at the market price instantly without any delays and latencies that are common with bank transfers. Sure, there might be some higher charges associated with credit card transactions, but when you consider all the benefits and the speed of transaction, we feel it is a great option. Just make sure you watch out for any common pitfalls as discussed in this article and always make sure you use a trusted, credible platform like PlasBit.
Disclaimer: The content on this page is for general informational purposes only and should not be considered a recommendation, approval, or financial, investment, or other professional advice. It is advisable to seek independent legal, financial, and tax guidance before making any investment decisions.
